Terms of Use

1. Acceptance & Use of Site

By accessing, browsing, registering for, or using 9.0 Niner Online Review (the "Site"), its courses, applications, platforms, tools, and learning resources (collectively, the "Materials"), you agree to be bound by these Terms of Use, our Privacy Policy, and all applicable laws and regulations. If you do not agree to these Terms, you must not access or use the Site or the Materials.

These Terms constitute a legally binding agreement between you (the "User") and 9.0 Niner Online Review ("9.0 Niner," "we," "us," or "our"). We may modify these Terms at any time, and your continued use of the Site after any change constitutes your acceptance of the revised Terms.

2. License & Restrictions

Subject to your full compliance with these Terms and payment of all applicable fees, 9.0 Niner grants you a limited, personal, non-exclusive, non-transferable, non-sublicensable, and revocable license to access and view the Materials for a single individual’s personal, non-commercial study. You may make a single personal copy of any expressly downloadable Material solely for your own use.

You may not, directly or indirectly:

• Reproduce, copy, record, screenshot, screen-capture, download, store, mirror, or otherwise duplicate any Materials beyond a single personal copy expressly permitted above;
• Share, distribute, transmit, publish, post, display, resell, rent, lease, lend, sublicense, or otherwise make the Materials available to any other person or entity;
• Scrape, harvest, crawl, data-mine, or use any automated means, bots, or scripts to access, extract, or collect the Materials or any data from the Site;
• Reveal, disclose, summarize, transcribe, or republish the content, techniques, strategies, answer keys, mock exams, or methodologies contained in the Materials to any third party;
• Share, lend, or transfer your account credentials, login, dashboard, coaching sessions, or one-on-one access with any other person, whether or not for compensation;
• Circumvent, disable, or interfere with any security, authentication, watermarking, or access-control features of the Site or Materials;
• Use the Materials to develop, train, benchmark, or improve any competing product, service, model, or test-preparation offering.

Any breach of this section is a material breach of these Terms and automatically and immediately terminates your license and your access to the Site and Materials, without notice and without refund, and is in addition to any other remedies available to 9.0 Niner at law or in equity, including injunctive relief and recovery of damages and legal costs.

3. User Warranty

As a User you warrant that you are not an agent or employee of any other test preparation company, and that the Site and Materials are solely for the purpose of increasing your English test score.

You further warrant that you will not access or use the Site or Materials on behalf of, or for the benefit of, any competing test-preparation business, and that all information you provide to 9.0 Niner is truthful and accurate.

4. Intellectual Property

All Materials on the Site — including but not limited to all courses, video and audio recordings, live and recorded lectures, mock exams, practice questions, quizzes, answer keys, AI-powered tools and platforms, review notes, graphics, text, software, page layouts, the “9.0 Niner” name, logos, marks, and overall look and feel — are the exclusive property of 9.0 Niner Online Review or its licensors, and are protected by Philippine and international copyright, trademark, trade secret, and other intellectual property laws. All rights are reserved.

No part of the Materials may be reproduced, distributed, publicly displayed, transmitted, sold, sublicensed, or used to create derivative works without the prior express written consent of 9.0 Niner. Nothing in these Terms transfers to you any ownership of, or any intellectual property right in, the Materials.

Anti-infringement & anti-distribution. Unauthorized copying, recording, sharing, distribution, resale, or public posting of any Materials — including uploading them to file-sharing services, social media, messaging groups, or competing platforms — constitutes copyright and trade-secret infringement. 9.0 Niner will pursue all available legal remedies against any person who infringes or distributes its Materials, including injunctive relief, statutory and actual damages, account termination, and recovery of attorneys’ fees and costs.

5. Acceptable Use

When using the Site and Materials, you agree to:

• Use the Site only for its intended purpose of preparing for and improving your English test scores;
• Provide accurate, current, and complete information when registering and keep your account secure;
• Not upload, post, or transmit any unlawful, infringing, defamatory, harassing, or malicious content;
• Not introduce viruses, malware, or any code intended to disrupt, damage, or gain unauthorized access to the Site or other Users;
• Not impersonate any person or entity or misrepresent your affiliation with any person or entity.

We reserve the right, in our sole discretion, to suspend or terminate access for any User who violates this section.

6. Hyperlinks

The Site may contain hyperlinks to third-party websites or resources. These links are provided for your convenience only and do not signify endorsement by 9.0 Niner. We have no control over, and assume no responsibility for, the content, privacy practices, or availability of any third-party sites. You access third-party sites at your own risk.

You may not frame, mirror, or deep-link to the Site, or use our marks in any link, without our prior written permission.

7. Disclaimer — No Warranty

The Site and Materials are provided on an “as is” and “as available” basis, without warranties of any kind, whether express, implied, or statutory. To the fullest extent permitted by law, 9.0 Niner disclaims all warranties, including any implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.

9.0 Niner does not warrant that the Site will be uninterrupted, secure, or error-free, that defects will be corrected, or that the use of the Materials will result in any particular test score or outcome. Any reliance you place on the Materials is strictly at your own risk.

8. Limitation of Liability

To the fullest extent permitted by applicable law, 9.0 Niner, its owners, officers, lecturers, coaches, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for any loss of profits, data, goodwill, or opportunity, arising out of or relating to your use of, or inability to use, the Site or Materials, even if advised of the possibility of such damages.

In all cases, the total aggregate liability of 9.0 Niner arising out of or relating to these Terms or your use of the Site shall not exceed the amount you actually paid to 9.0 Niner for the specific course or service giving rise to the claim.

9. Governing Law

These Terms and any dispute arising out of or relating to them or your use of the Site and Materials shall be governed by and construed in accordance with the laws of the Republic of the Philippines, without regard to its conflict-of-law principles. You agree to submit to the exclusive jurisdiction of the competent courts of the Philippines for the resolution of any such dispute.

10. Refund Policy

Our refund policy is designed to be fair while ensuring that we can continue to provide high-quality courses to our students. Here’s a brief overview of our policy:

• Eligibility Period Refunds must be requested within 7 days of purchase.
• Course Access Refunds are only possible if less than 3% of the course has been accessed.
• Technical Issues Any technical issue must first be reported to help@nineronlinereview.com. We must be given at least 48 hours to investigate and resolve the issue before a refund will be considered.
• Accidental Purchases Must be reported within 24 hours for a refund consideration.

All refund requests are subject to verification by 9.0 Niner and are granted at our reasonable discretion in accordance with the conditions above.

11. Course Non-Transferability & Shifting Policy

All courses purchased from 9.0 Niner are strictly non-transferable. Requests to shift from one course to another may be considered only if the account has had no usage (e.g. no logins, class attendance, or material access) and the request is made within Seven (7) days of the original purchase date.

For AI-powered services and tools, which are prepaid and activated on behalf of the student by the company, no changes, refunds, or substitutions may be made once the AI platform account has been created and activated. Activation constitutes full usage and fulfillment of that service.

12. Effective Date & Updates

These Terms are effective as of June 21, 2026. 9.0 Niner reserves the right to update, revise, or replace any part of these Terms at any time, in its sole discretion. Changes take effect when posted on this page, and the “Effective Date” above will be updated accordingly. Your continued use of the Site or Materials following any change constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.